How Long After a Car Accident Can You Sue – Complete Guide

Car Accident Can You Sue

In New York, the statute of limitations for filing a lawsuit after a car accident is typically three years from the date of the accident. This duration applies to both claims for personal injuries and claims for property damage arising from the accident.

The statute of limitations is a legal time limit within which an individual must file a lawsuit. Failing to file within this time frame usually means losing the right to bring the case to court. Therefore, it’s crucial to be aware of and adhere to this deadline if you’re considering legal action after a car accident.

Understanding the Statute of Limitations in New York

1. Personal Injury Claims: When a person sustains injuries due to a car accident, they might consider filing a personal injury claim. In New York, the statute of limitations for personal injury resulting from a car accident is three years. This includes injuries sustained by drivers, passengers, pedestrians, or cyclists involved in the accident.

2. Property Damage Claims: Apart from personal injuries, individuals can also claim compensation for property damage resulting from a car accident. This may include damage to the vehicle, personal property inside the vehicle, or other property damaged in the accident. The statute of limitations for property damage claims in New York is also three years from the date of the accident.

Factors That Extend the Statute of Limitations

1. Discovery of Injuries: If injuries resulting from the accident are not immediately evident or are discovered later, the statute of limitations might begin from the date the injury was discovered or should have been reasonably discovered. This “discovery rule” can extend the time frame for filing a lawsuit.

2. Involvement of Minors: For individuals who were minors at the time of the accident, the statute of limitations might be extended. In New York, the three-year period typically starts when the minor turns 18. This extension allows minors additional time to file a lawsuit after reaching legal adulthood.

3. Incapacitated Individuals: Similar to minors, individuals who were incapacitated or mentally unfit at the time of the accident might also have an extended statute of limitations. The time frame might begin once they regain capacity or are no longer incapacitated.

4. Continuous Treatment: In cases where injuries require ongoing medical treatment or therapy, the statute of limitations might be extended. The clock for the statute of limitations could start when the treatment for the injuries concludes, rather than from the date of the accident.

5. Delayed Discovery of Damages: Sometimes, damages to property or other losses resulting from the accident might not be immediately apparent. In such cases, the statute of limitations might begin when the damages are discovered or should have been reasonably discovered.

Understanding these factors that extend the statute of limitations is crucial when considering legal action after a car accident. These circumstances could provide additional time beyond the standard limitation period to file a lawsuit. Seeking legal guidance promptly and understanding the specifics of these extensions can be vital in ensuring the protection of one’s legal rights following an accident.

Factors That Might Shorten the Statute of Limitations

1. Notice Requirements: In some cases, there might be specific notice requirements that mandate a shorter time frame within which an individual must notify the relevant parties about a potential claim. Failure to adhere to these notice requirements might result in a shorter statute of limitations.

2. Government Entities Involved: If the accident involves a government entity or public property, such as a city bus or government vehicle, there might be shorter deadlines to notify or file a claim against the government. These cases often have stricter and shorter time frames for initiating legal action.

3. Contractual Agreements: Certain agreements or contracts related to the accident might have clauses specifying shorter time frames for initiating legal action. For instance, insurance policies or agreements between parties involved might impose shorter deadlines for filing claims or lawsuits.

4. Different Types of Claims: While the general statute of limitations for car accidents in New York is typically three years for both personal injury and property damage claims, other types of claims might have different deadlines. For example, claims involving uninsured motorist coverage or underinsured motorist coverage could have shorter time frames.

5. Criminal Proceedings: If criminal charges are involved in the accident, the statute of limitations for related civil claims might be affected. Sometimes, ongoing criminal proceedings might impact the time frame within which a civil lawsuit can be filed.

Understanding these factors that might shorten the statute of limitations is crucial when considering legal action after a car accident. It’s essential to be aware of any specific deadlines or requirements that could impact the time frame for initiating a lawsuit. Seeking legal advice promptly after an accident can help navigate these complexities and ensure compliance with all necessary deadlines.

Steps to Take After a Car Accident

1. Report the Accident: Immediately after the accident, it’s essential to report it to the police. In New York, accidents resulting in injury, death, or property damage over $1,000 must be reported.

2. Seek Medical Attention: Even if injuries seem minor, it’s crucial to seek medical attention. Some injuries may not show symptoms right away, and a medical professional can document your injuries, which may be vital for any future claims.

3. Gather Evidence: Gather as much pieces of evidence as you can from the scene of the accident. This includes taking photos of the vehicles involved, gathering witness contact information, and obtaining a copy of the police report.

Contact an Attorney

Consulting with an car accident lawyer in New York can be invaluable. They can provide guidance on the legal process, negotiate with insurance companies on your behalf, and represent you in court if necessary.

Conclusion

In New York, the statute of limitations for filing a lawsuit after a car accident is generally three years for both personal injury and property damage claims. However, various factors such as the discovery of injuries, the involvement of minors, or incapacitated individuals might affect this time frame. 

It’s crucial to take timely action after a car accident, including reporting the accident, seeking medical attention, gathering evidence, and consulting with an attorney. Adhering to the statute of limitations is essential to preserve your right to seek compensation for injuries and damages resulting from the accident.